30 Reasons To Own Permanent Life Insurance Instead of Term
- To Meet Consumer Preferences – Many consumers want some amount of life insurance in place when they die.
- Using the rule of 72 and a modest 3.5% inflation rate, a 35 year old requires $139,000 for final expenses at age 85. Using a greater rate of inflation and extended mortality, substantially more insurance would be needed to cover final expenses.
- To Support Children with Special Needs – Supporting children with special needs does not end with their college graduation – it lasts for their lifetime. Life insurance can help meet this need.
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