Insights For Advisors

What is a Chronic Illness Rider?A chronic illness rider is an add-on feature to a life insurance policy that allows policyholders to access a portion of their policy's death benefit while they are...

Understanding the BasicsBefore diving into the checklist, it's important to understand the purpose of life insurance. At its core, life insurance is a contract that provides financial protection to...

Planning for care-receiving is just as important as saving for retirement or drafting a will. Many people overlook the need for a strategic plan that ensures they receive the appropriate care and...

As we clear the snow and shake off the cold, many of us embark on decluttering our homes to welcome the new season's refreshing energy. However, spring cleaning isn't just about tidying up our...

When it comes to financial planning, few topics are as intricate as taxation, especially when involving inherited money. Qualified money, such as retirement accounts, presents unique considerations...

Using life insurance as a retirement planning tool is an innovative approach that enables individuals to enhance their financial security in later years. While traditional retirement plans like 401...

As we step into 2025, understanding life insurance trends is more crucial than ever for making informed decisions that protect families and secure financial futures. Updated statistics play a...

Are you curious about leveraging life insurance products to enhance your client interactions? Discover how these tools can foster stronger relationships and open fresh opportunities.Why Engage Now?...

As the year comes to a close, it’s the perfect time to reflect on your financial and personal goals, including your estate plan. Estate planning is a critical task that ensures your assets are...

Ready to elevate your client conversations with ideas that resonate? Proper planning can help your clients take control of their business and future. 3D Advisors is here to assist with top sales...

Understanding the Escalating Costs of CareThe financial demands of long-term care are increasing, with home health aide expenses currently over $6,000 per month, and projections indicate they could...